Credit Score Stats and Ranges

Credit Score Stats and Ranges

Understanding credit score stats can hel
perspective. The first thing you need t
have more than one score.  Each reportin
individually, and your number may vary d
at each bureau.  Also, jqile scores gen
slight variations in the range,
p you put your own rating into
o realize is that it is possible to
g bureau calculates your score
ue to differecnes in your credit history
erally range from 300 to 850, there are

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Filed Under Apply for a loan, Bad debt, Bad money, Business loan, Careers & Employment, College And University, Credit finance, Credit rating, Current Events, Debt consolidation loan, History, Improve credit, Mortgage loan, No credit check, No money down, Personal Finance, Raise credit score, Refused a mortgage, Refused credit, Renting & Real Estate, Short term loan, Unsecured loan | Leave a Comment

Apply Online | Student Credit Cards

College Credit Builder asked:

Visit www.goodstudentcreditcard.com to compare the best student credit card offers currently available.  A responsible credit card history can lead to a lifetime of low-interest rate loan opportunities for consumer credit, auto loans and mortgages.  Notwithstanding students’ limited credit history and low income, good students enrolled in universities and colleges throughout the country are often given the valuable opportunity to receive credit and to start building a credit record.  This is an opportunity that should not be taken lightly, particularly in light of the continuing credit crisis which has made it difficult for many Americans with good credit records to receive new credit cards, auto loans and mortgages.  

Student credit cards issued by Discover and Capital One are tailored for student applicants.  Some of the features offered by these credit card issuers include:

•           No Annual Fee

•           0% Interest for a fixed period of time

•           $0 Fraud Liability Guarantee

•           Cashback Bonuses

During this period of economic instability, illiquidity in the credit markets, uncertainty in the stock market, and the declining real estate market, one theme remains constant – good students should be given the opportunity to build a credit history.  Responsibility is essential.  It is important to remember that if you can’t afford to buy it, you should consider saving up until you can.  Credit cards are most beneficial when you can afford to pay your balance in full every month.  Treat them like cash.  In these tough economic times, where credit is getting more difficult to come by, it is important to create a strong credit profile by establishing credit early and maintaining a consistent payment history.  Student credit cards issued by Discover, Chase and Capital One are tailored for student applicants. 

Visit www.goodstudentcreditcard.com to apply online in a few short minutes.

http://www.articlesbase.com/college-and-university-articles/apply-online-good-student-credit-cards-659096.html

Get your free credit report!

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Stress-test your retirement

(Money Magazine) — The econoMy is in sh
tank. If you’re entering the waning year
retired - that’s more than enough to suc
it.
ambles, and the stock market is in the
so f your career - or if you’ve already
k the joy out of retirement. If you let

I don’t want to be Pollyannaish and clai
recession and bear market, but one way t
satisfying retirement is to gain control
m you can undo the damage caused by the
o improve the odds of having a

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Filed Under Bad money, Careers & Employment, Cars, College And University, Credit rating, Current Events, Financial Services, Improve credit, Investing, Management, No credit check, No money down, Refused a mortgage, Short term loan | Leave a Comment

Can I get a debt consolidation loan with bad credit?

mrbearpro asked:

I would like to get a debt consolidation loan for my outstanding debt from closed credit cards, old utility bills, etc

I have student loans, but I would like to consolidate them separatley and not through another loan.

Also, I have an auto loan, would the loan be able to cover that as well?

Please, real answers, and no opinions/judgements.

Thank You.

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